Find Your Mortgage StrategyIn Under 1 Minute
Answer a few quick questions and get a personalized strategy based on your real numbers. DSCR, HELOC, FHA, VA, Conventional, and more.
- ✓ No hard credit pull to see your options
- ✓Your scenario lands on Arran's desk, not a call center's
- ✓ Self-employed options with no tax returns
- ✓ Investor loans that qualify on the property, not your W-2
- ✓ Licensed in 35 states + D.C.
- ✓ Your info is never sold
Arran Amorozo
Vice President, West Capital Lending, Inc. · NMLS #1491497
2,000+ loans funded · $600M+ volume
4.97(99 verified reviews)What's your primary goal?
Pick the one that sounds most like you.
Reviewed personally by Arran Amorozo · NMLS #1491497 · West Capital Lending
No credit check to complete this quiz · your info is never sold
Rather just talk? Call or text us at (949) 401-7593
60 seconds · no hard credit pull
Arran Amorozo
Vice President, West Capital Lending, Inc. · NMLS #1491497
2,000+ loans funded · $600M+ volume
4.97(99 verified reviews)Your Loan Strategist
Arran Amorozo
Vice President, West Capital Lending, Inc.
NMLS #1491497 · 2,000+ loans funded · $600M+ volume
You get a straight read on your scenario from MortgagePro. If a program is not a fit, Arran and his team will let you know, so no time is wasted.
4.97(99 verified reviews)How It Works
Three Steps to Clarity
No guesswork. No pressure. Just a clear path to the right loan.
Take the Quiz
Answer a few questions about your goals and property.
Get Your Strategy
See which loan products fit you best with estimated numbers.
Apply & Close
Start your application with your info already pre-filled.
Loan Products
Every Mortgage Scenario, Covered
12 ways in. One smart quiz to find yours.
5-Day HELOC
Qualify on household income, no documents required, keep your low-rate first mortgage
Investment (DSCR)
The rent qualifies, not your W-2
Refinance / Cash Out
Consolidate your first mortgage plus any other debts into one loan
Bank Statement
Use your business revenue to qualify, not your tax returns
P&L Loan
Your accountant prepares a profit and loss, and that income qualifies you
No-Ratio
680+ credit, no income docs, up to 65% LTV
Conventional
680+ credit. Up to 80% LTV cash out, 95% LTV rate and term
FHA Loan
580+ credit. Up to 80% LTV cash out, 97.5% LTV rate and term
VA Loan
Veterans and active duty: 0% down, no PMI, up to 100% LTV
Purchase
Get pre-approved for your next home
Equity Investment (HEI)
Cash for your equity. No monthly payments, no FICO requirement
Reverse Mortgage
62+: equity access, no monthly payments
Proof, Not Promises
Recently Funded Deals
Real closings from Arran's own book. Licensed in 35 states + D.C..
- Bank Statement, Santa Ana, CA, $3,000,000
- HELOC, Vacaville, CA, $399,910
- Purchase, The Villages, FL, $325,800
- Cash-Out Refi, Danville, CA, $1,250,000
- Bank Statement, Miami, FL, $1,592,000
- Bank Statement, Orange, CA, $1,360,000
- Rate/Term Refi, Santa Ana, CA, $920,000
- Rate/Term Refi, Yorba Linda, CA, $596,000
- Rate/Term Refi, Buena Park, CA, $721,000
- Bank Statement, Hialeah, FL, $1,987,500
- Rate/Term Refi, Aiea, HI, $618,500
- P&L Loan, Miami, FL, $376,000
- FHA, Anaheim, CA, $743,030
- HELOC, Vista, CA, $500,000
- DSCR, Dover, NH, $508,000
- P&L Loan, Palm Coast, FL, $840,000
- Purchase, Ontario, CA, $783,750
- VA, Chula Vista, CA, $740,000
- Purchase, Orange, CA, $1,224,000
- Purchase, Miami, FL, $629,100
Verified Client Reviews
4.97 ★ across 99 verified reviews on Experience.com
“Aaran, was fantastic! He explained everything clearly and found the right loan for me and my family. It was quick and easy. I will definitely recommend his services to my friends and family”
Ready to Find Your Strategy?
Take our 60-second quiz and get a personalized mortgage strategy based on your real situation. No credit pull. No commitment.
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